Overview

At Golden Age Coorperative, our targeted audience are divived into ;

1. Low Income Earners
2. Middle Level Income Earners
3. Higher Level Income Class

Low Income Earners

At Golden Age Multipurpose Coorperative Society , most of our targeted members under this category have no bank account, are not literate, some have no means of identification, they only engage in traditional Ajo/Susu savings and their savings culture is weak. They are been motivated to save to enable borrowing, these targarted audience have no access to credit and they tend to lack financial discipline. They can afford daily savings of N200.00 N500

Middle Level Income Earners

Under these category of targeted customers/audience are found literate to semi literate Individuals, some have bank account and patronize MFB’s for their borrowing needs, some have no means of identification and their savings culture is also weak. They are also motivated to save to enable borrowing, they lack financial discipline and can afford daily Savings of N500 to N1,500.00

Higher Level Income Class

At Golden Age Multipurpose Coorperative Society, our targeted customers under the higher level income class are literate, some have bank account and patronize MFB’s, their savings culture is fairly good, most of them are both self employed and salary earners. They are also motivated to save to qualify for loan. They have some sense of financial discipline and can afford daily savings of N1,000 to N5,000